Using disaggregated data on microfinance lenders in Ethiopia, this paper compares financial cooperatives and specialized or unbanked microfinance institutions based on their scale, financial performance, and ability to achieve financial self-sufficiency and target the poor. Read More
The book "Banche di Credito Cooperativo e sviluppo locale", is part of the collection "I Quaderni di CoperniCo" a book series deriving from the project Formazione Identitaria. Read More
PRESS RELEASETrento, Sepember 26 2012Good news for European cooperative banking. After the European Banking Authority, now the European Commission, represented by the Commissioner responsible for internal market and services, Michel Barnier, has also responded positively to the appeal launched by Euricse in March, demanding that EU institutions pay more attention to local and cooperative banks. Read More
This book examines the opportunities opened up for financial cooperatives by the recent financial crisis, and explores the role of these institutions in promoting and sustaining local development. Read More
The question addressed in this paper is whether the financial structure of cooperatives constitutes a badge of identity that differentiates cooperatives from other corporate legal forms such as capital-based companies. To this end, it examines features of their financial structure that are considered typical of cooperatives in a number of documents published by international organizations. Read More
The future scenario highlights a Western leadership challenged while the geo-economy seems to be moving back to a pre-Industrial Revolution setup. Against this possible background, we outline various considerations along which that scenario will increase the need for credit cooperatives to shape a more sustainable economy. Read More
This paper provides an outline of both the competitive advantages and challenges currently faced by Italian cooperative credit banks. This paper suggests that a better understanding of their specifics highlights their contribution to sound cooperation in economics. Read More
The aim of this report is to present a new method for assessing the impact of microfinance on children's education within existing organizations, overcoming challenges related to the lack of panel data and selection bias. Read More
One of the most relevant sectors where the cooperative offer has established itself is undoubtedly that of credit. If we consider the importance of its role, for the development of other sectors and of the territories and communities where it operates, and the economic and political power that it can consequently confer on those who manage it, some problematic aspects typical of organizations become crucial here. not-for-profit. The latter are discussed in theoretical form in the first part of the work, while in the second the first applications and the debate that accompanied them are analysed. Read More
Recent years have seen a broad reshaping of the banking landscape. This article argues that this new reality can be thought of as an opportunity for financial cooperatives to increase their importance in the market and in the areas they historically serve. Read More