Using a stochastic frontier approach, in this paper we analyze the imposition of financial sustainability requirements on the traditional social mission of microfinance--reaching out to the poor. In addition, we ask whether the way ownership is organized and practiced affects the costs of microfinance delivery. Read More
Are cooperative banks at a turning point? Many changes that have occurred in the last years in the economic and social framework make this question quite actual. Read More
The study focused on describing and analysing the integrated approach to agricultural cooperative marketing in Uganda: the tripartite cooperative model. It was found that structural changes and successful growth have been achieved within the agricultural cooperative marketing system. Read More
Using disaggregated data on microfinance lenders in Ethiopia, this paper compares financial cooperatives and specialized or unbanked microfinance institutions based on their scale, financial performance, and ability to achieve financial self-sufficiency and target the poor. Read More
This paper seeks, first, to measure the intensity of member relationships that connotes BCCs, highlighting their differences at the territorial and size levels and identifying their main determinants. Second, it aims to assess the role of peer monitoring on credit quality by empirically testing the effect of the degree of mutualism on the main indicators of riskiness. Read More
The book "Banche di Credito Cooperativo e sviluppo locale", is part of the collection "I Quaderni di CoperniCo" a book series deriving from the project Formazione Identitaria. Read More
PRESS RELEASETrento, Sepember 26 2012Good news for European cooperative banking. After the European Banking Authority, now the European Commission, represented by the Commissioner responsible for internal market and services, Michel Barnier, has also responded positively to the appeal launched by Euricse in March, demanding that EU institutions pay more attention to local and cooperative banks. Read More
This book examines the opportunities opened up for financial cooperatives by the recent financial crisis, and explores the role of these institutions in promoting and sustaining local development. Read More
The future scenario highlights a Western leadership challenged while the geo-economy seems to be moving back to a pre-Industrial Revolution setup. Against this possible background, we outline various considerations along which that scenario will increase the need for credit cooperatives to shape a more sustainable economy. Read More
The aim of this report is to assess the performance of rural banks in Trentino compared to an ideal model of a "good rural bank" by developing and applying an indicator system, in order to provide recommendations for improvement and optimization of banking practices. Read More
This paper provides an outline of both the competitive advantages and challenges currently faced by Italian cooperative credit banks. This paper suggests that a better understanding of their specifics highlights their contribution to sound cooperation in economics. Read More
The aim of this report is to present a new method for assessing the impact of microfinance on children's education within existing organizations, overcoming challenges related to the lack of panel data and selection bias. Read More